MyStory Privacy Policy

Effective Date: [DATE TO BE SET AT LAUNCH]

This Privacy Policy explains how Crest Advisory Group LLC ("Crest," "we," "us," or "our") collects, uses, shares, and protects information in connection with the MyStory platform (the "Service"). This Policy is incorporated into the MyStory Terms of Service.

We designed MyStory to safeguard intimate personal stories, voice, and family communications. We treat your data accordingly.

1. Scope and Roles

This Policy applies to information processed when you visit our websites, create a MyStory account, capture stories or recordings, configure a Persona, invite Family Members, or otherwise interact with the Service.

Crest acts as a data controller for personal information of account holders ("Authors"), Family Invitees, and Executors. Where Crest provides the Service to a tenant organization on a per-tenant basis, Crest may act as a processor on behalf of that tenant for tenant-administered data.

2. Information We Collect

2.1 Information You Provide

2.2 Information Collected Automatically

2.3 Information from Third Parties

We intentionally describe these vendors by category rather than by identity for security and competitive reasons. A current list of subprocessors is available on request to legal@crestadvisorygroup.com.

3. How We Use Information

We use information for the following purposes:

We do not sell your personal information. We do not use Author Content to train any general-purpose foundation model or to train models for other customers.

4. How We Share Information

We share information only with the following categories of recipients:

We never trade or sell Author Content, Persona models, voice clones, or sealed letters.

5. Data Retention

| Category | Retention | |---|---| | Account profile | Life of account, then 30 days after deletion request | | Author Content (recordings, chapters, letters) | Indefinitely while account is active or dormant; destroyed within 30 days of verified deletion request | | Voice clone seed data | Until you disable voice features or delete account; destroyed within 30 days | | Persona model artifacts | Paused on cancellation; destroyed within 30 days of full account deletion | | Conversation history (family chat) | Indefinitely while account active; destroyed within 30 days of full account deletion | | Sealed letters | Until delivered, withdrawn by you, or account deleted | | Payment records | 7 years (tax/accounting) | | Security logs | 13 months | | De-identified analytics | Indefinitely (cannot reasonably be re-linked to you) | | Legal hold | Duration of obligation |

After the Inactivity Protocol triggers, retention follows the Inactivity Protocol document.

6. Your Rights

Depending on where you live, you may have the rights below. To exercise any right, email legal@crestadvisorygroup.com from the email associated with your account, or use in-Service tools where available.

6.1 GDPR (EEA, UK, Switzerland)

6.2 CCPA / CPRA (California)

6.3 Other U.S. State Privacy Laws

Residents of Virginia, Colorado, Connecticut, Utah, Texas, and other states with comprehensive privacy laws may exercise analogous rights, including access, deletion, correction, portability, and opt-out of targeted advertising and profiling.

We will respond within forty-five (45) days, extendable once for an additional forty-five (45) days as permitted.

7. Children's Privacy and Letters to Minors

The MyStory Service is intended for users eighteen (18) and older. We do not knowingly collect personal information from children under thirteen (13). If we learn we have collected such information, we will delete it promptly.

For sealed letters addressed to minors:

If you believe a minor has been improperly enrolled or contacted, email privacy@crestadvisorygroup.com.

8. Security

We implement administrative, technical, and physical safeguards designed to protect your information, including:

No system is perfectly secure. You are responsible for maintaining the confidentiality of your credentials and for notifying us promptly of any suspected compromise.

9. Cookies and Tracking

We use:

You can manage cookie preferences through our consent banner (where required) or your browser settings. We honor Global Privacy Control signals where applicable.

10. International Transfers

Crest is based in the United States, and your data will be processed there and in other jurisdictions where our subprocessors operate. For transfers from the EEA, UK, or Switzerland, we rely on Standard Contractual Clauses (SCCs) and supplementary measures where appropriate.

11. Changes to This Policy

We may update this Policy from time to time. We will provide notice of material changes by email and via in-Service notice at least thirty (30) days before the changes take effect. The "Effective Date" at the top reflects the most recent update.

12. Contact

Crest Advisory Group LLC Attn: Privacy Palm Beach, FL legal@crestadvisorygroup.com | privacy@crestadvisorygroup.com (561) 935-3100

If you are in the EEA or UK and require an EU/UK representative, please contact us; we will identify the representative on request.

[COOLEY REVIEW REQUIRED. voice biometric / sensitive personal information classification (CCPA), SCC mechanism for international transfers, COPPA-adjacent letters-to-minors carveout in Section 7, retention schedule in Section 5, automated decision-making (Persona) under GDPR Article 22.]